Govt encourages Ugandans to embrace NSSF Smart Life saving
Anyakun explained that the Smart Life initiative was introduced by NSSF as part of broader reforms aimed at expanding social security coverage beyond formally employed workers.
Esther Anyakun the Minister of State, Labour, Employment and Industrial Relations addressing the media on the national and external Labour Updates at the media center on 23rd March 2026. (Photos by Nicholas Oneal)
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The government has intensified efforts to promote a saving culture among Ugandans, urging citizens to embrace the newly introduced “Smart Life” initiative by the National Social Security Fund (NSSF).
Speaking at a press briefing on Monday (March 23) at the Uganda Media Centre in Kampala, the State Minister for Gender, Labour and Social Development, Esther Anyakun, described the Smart Life product as a flexible and inclusive saving solution tailored for all categories of earners, especially those in the informal sector.
Anyakun explained that the Smart Life initiative was introduced by NSSF as part of broader reforms aimed at expanding social security coverage beyond formally employed workers.
Traditionally, NSSF primarily catered to salaried employees whose savings could only be accessed upon reaching a certain age or under specific conditions. However, the Smart Life package is designed to bridge this gap by allowing voluntary contributions with flexible withdrawal options.
Esther Anyakun the Minister of State, Labour, Employment and Industrial Relations 
“This is a product where any individual can open an account and save money at their convenience, even daily; unlike traditional saving schemes, one can access their funds at any time without being restricted by age or long-term thresholds,” she said.
“If you keep your money in savings boxes or informal groups, it can easily be borrowed and not returned,” she said. “But with NSSF, your money is safe and continues to earn interest just like any other fund,” she added.
Personal experience
Anyakun shared her personal experience, revealing that she uses the platform to save income from her small businesses on a weekly basis. She encouraged media practitioners and other daily earners to adopt disciplined saving habits by utilising the Smart Life product.
“I encourage journalists and all Ugandans with a daily income to save something consistently. Leave some money for home needs, but also put aside something in Smart Life. This is a very good venture for us as Ugandans,” she said.
She noted that the Smart Life initiative is part of NSSF’s ongoing strategy to promote financial inclusion and strengthen long-term financial security among Ugandans, aligning with the government’s broader agenda of enhancing household resilience and economic stability.