Rural schools called to embrace digital management systems

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Rural private schools in Uganda are falling behind in the shift to digital payments and management systems, raising concerns about financial transparency, school operations and student access to quality education, according to experts.

The issue came into focus after the National Private Educational Institutions Association Uganda (NPEIA-UG) partnered with SchoolPay, a fintech solution powered by Fincom Technologies, to extend digital financial tools to member schools under an agreement signed February 25, 2026, in Kololo.

While the collaboration promises improved fee collection, operational efficiency and accountability, most of the immediate benefits are concentrated in urban areas with reliable internet connectivity and resources.

SchoolPay, which processes over sh3 trillion in transactions annually in Uganda, enables schools to monitor fee payments in real time, streamline payroll and academic records, and reduce fee arrears.

Charity Atukwatsa, chief executive officer of Fincom Technologies, said digital systems have already eased financial management for many schools.

“Parents can pay fees directly into school accounts, ensuring transparency and reducing arrears. It enables schools to plan budgets effectively and ensures learners’ education is uninterrupted,” Atukwatsa said.

According to financial technology experts, rural schools face significant challenges in adopting digital systems due to poor internet access, high implementation costs and limited technical skills.

These barriers make it difficult to transition to digital payment platforms. Without adequate support, many schools continue to rely on cash transactions, which are inefficient, risky and may contribute to student dropouts.

Alex John Sseruwu, secretary general of NPEIA-UG, highlighted the urgency of addressing the gap.

“While urban schools have quickly adapted, many rural schools are yet to join digital platforms.

"We need targeted support to ensure all private schools, regardless of location, can benefit from transparent, predictable revenue streams and operational efficiency,” he said.

Education experts note that digital adoption could play a key role in reducing dropouts linked to delayed fee payments. In rural communities, where many parents depend on seasonal incomes, flexible and structured payment systems are essential for financial planning.

Digital platforms also enhance record-keeping and institutional accountability, which is critical for small schools operating under tight financial constraints.

Didas Orikiriza, executive director of NPEIA-UG, warned that exclusion from digital systems could create a two-tier education sector. “We must ensure rural schools are supported to adopt these tools; otherwise, we leave entire communities behind,” he said.

As Uganda advances its digital transformation agenda, private schools face a choice between embracing technology and risking operational inefficiency.

Sseruwu called on government, fintech providers and other stakeholders to collaborate in integrating rural schools into digital systems.

“The goal is not just convenience, but equity. Every child, in every part of Uganda, deserves access to schools that are accountable, efficient, and capable of delivering quality education," he said.