tisini partners with Sphere to expand AI driven credit

_________________

tisini has signed a partnership with Sphere Labs to expand its intelligent credit infrastructure and open Africa’s capital markets to global investors through blockchain technology.

The deal, announced at the All African Pension Summit organised by the National Social Security Fund (NSSF) in Kampala recently, brings together tisini’s expertise in credit analytics with Sphere’s cross-border payment and tokenisation systems.

The two firms said the partnership will help scale AI-powered credit delivery to millions of underbanked Africans and create transparent investment opportunities on digital platforms.

The Memorandum of Understanding was signed by tisini chief executive David Ofungi and Sphere Labs’ vice president for global strategy and expansion, Mohit Bhalodkar.

“We are not just building credit intelligence, we are opening Africa’s capital markets to transparent participation. Sphere Labs gives us the infrastructure to execute: cross-border payments across 18 jurisdictions and tokenisation rails for global investor participation,” Ofungi said.

Through the partnership, tisini plans to harness behavioural data and pension contribution records to build AI-powered credit scores for Africa’s largely unbanked population. The company estimates that the continent’s pension assets, worth about $400b, could underpin a $2 trillion private credit opportunity.

Sphere Labs, which provides stablecoin-powered payment systems and tokenised financial infrastructure, said the partnership is a growing push to blend artificial intelligence, digital payments and blockchain to make credit and investment more accessible across the continent.

“tisini represents exactly why Sphere exists. They are turning behavioural data into credit intelligence and into investible assets, our infrastructure enables both layers,” Bhalodkar said.